Simplifying banking, empowering credit unions.

Our name is inspired by Sontoku Ninomiya, the early 19th Century agrarian reformer, philosopher and economist who invented the credit cooperative ‘Gojyoko’. Gojoko is driven to support credit unions to serve their customers better by providing a state-of-the-art fintech ecosystem.

Credit unions face outdated systems and limited resources, making it tough to compete with larger banks. With our consumer facing brand, My Community Finance, we were able to scale their market reach, implement advanced decisioning systems and risk management.

Based on the success of our ecosystem, we launched Reevo Money, a consumer facing brand operating with its own balance sheet and helping even more UK customers gain access to fast, fair and affordable credit.

We’ve grown the credit unions we work with to the biggest in the UK while Amplifi Capital has become an established lender in the near-prime space.

The launch of the app marks a significant step in delivering accessible, technology-driven financial solutions, enabling customers to apply, manage, and track their loans seamlessly through a secure and intuitive experience.